Dr Dental Insurance, Understanding Dental Insurance Plans.
It is important to understand your dental insurance plan and to know what is covered and what may not be. There are dental insurance plans that have limitations such as yearly max dollar limits and deductibles. If it a new plan you may also have plan waiting periods. Other plans that do not have these types of limitations may have provider limitations making you stay within the plan network of dental providers.
Many plans may also limit the amount of one type of dental service you can have with in the year. Common examples of this would be one set of X-rays per year, 2 cleaning 1 every 6 months. However many times plans will limit the number of crown you may be able to have such a 5 crowns per year. Another thing to keep in mind is that for the most part dentist are not basing their decisions for treatment on what is or is not covered by your dental insurance plan. A dentist may advise dental services that are not covered or that is limited in coverage.
If you want to say within your plan coverages, then you need to advise your dentist ahead of time. They may still suggest services not covered by your plan but at that point you can address the reasons why. The dentist job is to be committed to taking care of your teeth, not to worry about your dental insurance. So before dental services are render you should make sure what is covered by your plan and what is your cost. That way you avoid any surprises along the way.